General Accident

This policy promises to indemnify the insured in respect of loss damage or destruction from all accidents ad or misfortunes of money whilst in transit between the premises and the bank or post office and whilst in the premises during business hours. Risks of loss, damage or destruction to money whilst secured in locked safe or strong room in the premises or outside of business hours is also covered under the policy.

The policy applies to the insured items after completion of their performance acceptance test whether they are at work or at rest or being dismantled for the purpose of cleaning or overhauling.


This policy is intended to provide compensation for any fraudulent or dishonest act of your employees in position of trust discovered during the period of indemnity or within six months after termination of employment or expiry of the policy.

This policy promises to indemnify the insured in respect of loss, damage, or destructions of any of the contract works both temporary and permanent while in the cause of construction or whilst on the contract site for which insured, or his agent is responsible and until handed over by the contractor to the employer.

The cover provided under the C.A.R. insurance policy can be classified into two basic sections. Section I provides cover for the material damage and section II for third party liability.